Vision is at the heart of how we experience the world. It is the most dominant of all senses, enabling us to see our surroundings. Evan a small change in the quality of our vision is immediately noticeable, with big consequences that can affect our daily routine. Despite these facts, vision insurance is often an afterthought for many people who don’t have coverage through an employer. They wonder what an individual Vision Plan is, how much it costs, and if it’s even worth it.
What is Individual Vision Coverage?
Individual Vision Plans provide coverage you can buy on your own to access savings on preventative eye exams and corrective eyewear. Your regular health insurance plan may cover health costs if you injured your eyes in an accident or suffered an illness that affected your vision. Routine eye exams and costs of eyeglasses or contact lenses, however, are not usually covered by regular plans. Routine eye exams help you correct blurry vision with current prescriptions that can increase your quality of life. An eye doctor can also detect health conditions in their early states, including Diabetes, Macular degeneration, Glaucoma, High cholesterol, Multiple sclerosis, and risk of heart disease or stroke.
What Is Included With An Individual Vision Plan?
With the price of your vision insurance policy, you can get free lenses, frames and/or contacts up to the allowance listed in the plan you choose. Individual Vison Plans cover annual eye exams in full after a minimal copay. The savings don’t stop with exams and frames, though. If you prefer upgrades that cost more than the standard covered allowance, you also get discounts on enhancements you may choose when selecting your glasses or contacts. Progressives, bifocals, trifocals, and tinted lenses are also covered or discounted. You also get access to savings on laser correction surgery.
How Much Do I Save With An Individual Vision Plan?
When you use the benefits offered by Individual Vision Plans, you can save hundreds of dollars every year. You’ll have peace of mind knowing that you’re monitoring your eye health, as well as saving on exams, frames, and all the vision extras. If you get an eye exam and buy new frames or contacts, you can save more than $200 with an Individual Vision Plan.
For more information on Individual Vision Plans, please call or email Gregg Mann @ (614) 326-7356 – gmann@corbenconsultants.com.